We receive, collect, and store any information you enter on our website or provide us in any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; e-mail address; computer, and connection information. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also collect personally identifiable information (including name, email, and communications). When you conduct a transaction on our website, as part of the process, we collect personal information you give us such as your name, address, and email address. Your personal information will be used for the specific reasons stated above only.

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We collect such Non-personal and Personal Information for the following purposes:

To provide and operate the Services;

To provide our Users with ongoing customer assistance and technical support;

To be able to contact our Visitors and Users with general or personalized service-related notices;

To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services; 

To comply with any applicable laws and regulations. 

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We may contact you to notify you regarding your policy/ coverage, troubleshoot problems with your policy/ coverage, resolve a dispute, provide general service, send updates about our company, send appointment or enrollment reminders, and send policy enrollment updates. For these purposes, we may contact you via email, telephone, text messages, and postal mail.

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SMS Data Collection and Use: We collect your phone number and consent status to provide you with SMS services. This information is used solely for the purpose of delivering text messages related to the campaign you have opted into. We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages. We are committed to protecting your personal information and have implemented appropriate technical and organizational measures to ensure its security. You have the right to access, correct, or delete your personal information.

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Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. ​If you wish to be removed from receiving future communications, you can opt- out by texting STOP. For help, reply "HELP". By opting into our SMS program, you agree to receive text messages from Suzannah L. Zerbe Insurance DBA Zerbe Financial regarding Health, Accident, and Life Insurance products. Message frequency may vary. You may receive two to ten, (Suzannah L. Zerbe Insurance DBA Zerbe Financial-intitiated), messages per year. Suzannah L. Zerbe Insurance DBA Zerbe Financial will only initiate SMS messaging for the following: Appointment reminders, Annual Enrollment Period Announcements, and Enrollment status. All other SMS communications will be in response to client/ prospect- initiated inquiries. Standard message and data rates may apply. Please check with your mobile provider for details. 

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For any questions or concerns regarding our privacy, terms, and conditions, please contact our customer service at  269-329-1103 or Suzannah@zerbefinancial.com.

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By participating, you agree to our terms and conditions and privacy policy. We reserve the right to modify these terms at any time. 

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Our company is hosted on the Wix.com platform. Wix.com provides us with the online platform that allows us to promote our products and services to you. Your data may be stored through Wix.com’s data storage, databases and the general Wix.com applications. They store your data on secure servers behind a firewall.