Insurance Solutions for Every Stage of Retirement — Zerbe Financial
Medicare Planning
Retirement Income
Life Insurance
Long-Term Care
Disability Insurance

Medicare Eligible

Medicare Products

Turning 65 shouldn't feel overwhelming. We help you understand your Medicare options, compare plans across multiple carriers, and enroll with confidence — then remain available long after your enrollment is complete.

  • Medicare Supplements (Medigap)

    Plans A, C, D, F, G, K, L, M & N

  • Medicare Advantage Plan (MA) — Part C

    No prescription coverage · Pairs well with VA & Tri-Care · Potential Part B rebate

  • Medicare Advantage Prescription Drug Plan (MAPD) — Part C

    Potential Part B rebate

  • Stand-Alone Medicare Prescription Drug Plan (PDP) — Part D

  • Medicare Chronic Special Needs Plan (C-SNP)

    Must have qualifying condition

  • Medicare Dual Special Needs Plan (D-SNP)

    Must have Medicaid to qualify

  • Hospital Indemnity Products

  • Dental / Vision / Hearing Products

Life, Accident & Annuities

Retirement & Protection Products

From guaranteed lifetime income to protecting your family and your ability to earn, we offer a full range of life, annuity, and disability products tailored to your goals.

Fixed Annuities

Indexed Annuities

Guaranteed Lifetime Income Products

Whole Life

Universal Life

Indexed Life

Term Life

Long-Term Care

Long-Term Disability

Short-Term Disability

The Independent Advantage

Because we're an independent brokerage, we're not tied to any single carrier. That means we can shop the market on your behalf and recommend products based on your needs — not a sales quota.

Licensed in Florida, Indiana, and Michigan.

Not Sure Where to Start?

We'll take the time to understand your situation and walk you through every option — clearly, honestly, and without pressure.

Schedule Your Complimentary Consultation
Zerbe Financial, LLC

Guiding Your Financial Journey

Contact Us

We do not offer every Medicare plan in your area. Currently, we represent 8 carriers offering 100+ products in our service area. Please contact medicare.gov, 1-800-MEDICARE, or your State Health Insurance Program to get information on all your options. Zerbe Financial, LLC is not affiliated with or endorsed by the Social Security Administration, Centers for Medicare & Medicaid Services or any government agency. This content is for informational purposes only and should not be used to make any financial decisions. Unauthorized use of the material is prohibited. Life Accident & Health Licensed in Florida, Indiana, and Michigan. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser/agent prior to implementation.
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